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Explore our research hub, where cutting-edge studies and data-driven insights empower industry professionals. Our work blends rigorous analysis with practical applications, offering valuable guidance for strategic decision-making.

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Looking beyond BMI to assess mortality risk

Our latest collaboration with Munich Re Life US reveals it’s time for life insurers to look beyond BMI when underwriting. Waist-to-Height Ratio is a more accurate – and more equitable – indicator for assessing mortality risk than BMI alone.

25.03.2025
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Latest Research
25.03.2025
Download

Looking beyond BMI to assess mortality risk

Our latest collaboration with Munich Re Life US reveals it’s time for life insurers to look beyond BMI when underwriting. Waist-to-Height Ratio is a more accurate – and more equitable – indicator for assessing mortality risk than BMI alone.

Download
Latest Research
Download

Novel attributes to segment mortality risk: Sleep duration, resting heart rate, and grip strength

Emerging health data sources, such as sleep patterns, resting heart rate, and grip strength, are providing insurers with more precise and dynamic risk assessment tools. Our research shows that less than five hours of sleep increases mortality risk by 50%

11.03.2025
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Latest Research
11.03.2025
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Novel attributes to segment mortality risk: Sleep duration, resting heart rate, and grip strength

Emerging health data sources, such as sleep patterns, resting heart rate, and grip strength, are providing insurers with more precise and dynamic risk assessment tools. Our research shows that less than five hours of sleep increases mortality risk by 50%

Download
Latest Research
Download

Next-gen data sources in life underwriting: Physical activity data from wearables

Klarity and Munich Re Life US uncover mortality risk insights via extensive analysis of third-party data, including wearable data. Study demonstrates how third-party longitudinal data can impact risk assessment in life insurance, potentially helping carriers improve underwriting accuracy and expand insurability.

25.02.2025
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Latest Research
25.02.2025
Download

Next-gen data sources in life underwriting: Physical activity data from wearables

Klarity and Munich Re Life US uncover mortality risk insights via extensive analysis of third-party data, including wearable data. Study demonstrates how third-party longitudinal data can impact risk assessment in life insurance, potentially helping carriers improve underwriting accuracy and expand insurability.

Download

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